Jeff D. Opdyke

Guía publicada originalmente en inglés por Wall Street Journal para conseguir una gestión eficiente de las finanzas personales.El dinero invade prácticamente todos los rincones de nuestras vidas. Influye en nuestra forma de vivir, hoy, y en como viviremos en el futuro.Es imprescindible entender como funciona nuestro dinero para ponernos manos a la obra y gestionarlo de la forma mas productiva. El libro empieza por los principios basicos, muestra como funcionan y explica como ser un buen administrador de su dinero, tanto hoy como en el futuro.

How Jeff D. Opdyke became a successful international investor is an Everyman tale that began thirteen years ago when he discarded conventional wisdom. At the time, Wall Streets pros insisted that average investors buy domestic mutual funds that invest overseas. But Jeff ignored their tepid advice. Instead, he opted for the intrepid, opening bank and brokerage accounts from New Zealand to Hong Kong in order to buy the local stocks he wanted to own, not those that some fund manager deemed worthy.Jeff did so with great insight: People are people no matter whether home is in Madrid, Memphis, or Mumbai. They drink beer and buy homes and the furnishings and appliances to put in them. As hundreds of millions of people around the world strive to move into the middle class, the companies that meet these basic needs are becoming the great investment opportunities of today and tomorrow. Only a fraction of them, however, trade on American stock exchanges. So, armed with simple tools available to you and me (the Internet and an e-mail account), Jeff found companies intimately tied to their local economies but capable of expansionto America, perhaps, or more important to Asia and other regions of explosive growth. One such company is Fisher & Paykel, a New Zealandbased maker of appliances that over the course of a dozen years has produced a steady stream of dividends and special distributions and has gained more than 17 percent a year for Jeff.How to find companies like Fisher & Paykel is the heart of this book. You can indeed make the world your oyster by diversifying your portfolio, and Jeff provides indispensable insight and practical guidelines for every aspect of investing directly overseas. He shows how to research and track companies, set up foreign brokerage accounts, handle tax issues, convert currencies, and fund accounts.Why venture beyond the United States to begin with? Because America is really just one small island. For every American public company, there are four beyond our shoresmany of which are small to midsize and have huge potential for growth, which youll never find by trading in America alone.If youre ready to take the next step in building a truly diversified portfolio, you will gain a wealth of invaluable insight and information from Jeffs engaging first-person accounts of his trial-and-errorbut, ultimately, highly successfulglobe-trotting career in search of worthy stocks. The opportunities for investing overseas are indisputable. The World Is Your Oyster is your travel guide: pinpointing five of the best reasons to go global, detailing various ways for investors of every temperamentfrom timid to adventurousto cross financial borders, focusing on how to invest directly in hot spots from China to Turkey to Eastern Europe, and revealing how the Internet and other twenty-first-century technology has opened a world of direct overseas investment opportunities for you.

A hands-on, interactive guide to managing your monday and building your financial futureMany of the worksheets in this book are available online and can be saved, printed, and recalculated at any time. Go to: WSJ.com/BookToolsUnderstanding your money, and getting it to work for you, is more important today than it ever was, because you alone are responsible for every aspect of your financial life, from managing your day-to-day living expenses to planning a college savings fund and, ultimately, retirement. The sooner you start taking control of your financial life the better, and theres no greater authority on financial matters than The Wall Street Journal. This workbook takes the mystery out of personal finance and addresses every topic youll need to master, from building a solid financial base to growing your financial assets. Worksheets, charts, and step-by-step instructions throughout help you do the math and work through the basics, making it quick and easy to organize your cash and eventually build wealth. Learn how to: Create a spending plan and budget Balance a checkbook Make decisions about what types of and how muchinsurance you need Manage credit and debt Finance big expenses like real estate and education Understand and properly assess your own appetite for risk Formulate the right asset allocation Start building an investment portfolio Make real estate decisions like purchasing vs. renting Refinance a mortgage Manage your 401(k) Deal with taxes Plan for college expensesAlso availablethe companion to this workbook: The Wall Street Journal Complete Personal Finance Guidebook, by Jeff D. OpdykeGet your financial life in order with help from The Wall Street Journal. Look for: The Wall Street Journal Complete Money and Investing Guidebook The Wall Street Journal Complete Identity Theft Guidebook The Wall Street Journal Complete Real Estate Investing Guidebook

From Americas most authoritative source: the quintessential primer on understanding and managing your moneyMoney courses through just about every corner of our lives and has an impact on the way we live today and how well be able to live in the future. Understanding your money, and getting it to work for you, has never been more important than it is today, as more and more of us are called upon to manage every aspect of our financial lives, from managing day-to-day living expenses to planning a college savings fund and, ultimately, retirement. From The Wall Street Journal, the most trusted name in financial and money matters, this indispensable book takes the mystery out of personal finance. Start with the basics, learn how they work, and youll become a better steward of your own money, today and in the future. Consider The Wall Street Journal Complete Personal Finance Guidebook your cheat sheet to the finances of your life. This book will help you: Understand the nuts and bolts of managing your money: banking, investing, borrowing, insurance, credit cards, taxes, and more Establish realistic budgets and savings plans Develop an investment strategy that makes sense for you Make the right financial decisions about real estate Plan for retirement intelligentlyAlso availablethe companion to this guidebook: The Wall Street Journal Personal Finance Workbook, by Jeff D. OpdykeGet your financial life in order with help from The Wall Street Journal. Look for: The Wall Street Journal Complete Money and Investing Guidebook The Wall Street Journal Complete Identity Theft Guidebook The Wall Street Journal Complete Real Estate Investing Guidebook

Piggybanking is a must-have financial guide that shows couples how to afford kids and how to teach them about money. A longtime personal finance writer for the Wall Street Journal, author Jeff D. Opdyke offers invaluable advice for young families no matter what the financial climaterecession or boomin a one-of-a-kind handbook for Preparing Your Financial Life for Kids and Your Kids for a Financial Life.

Guía publicada originalmente en inglés por Wall Street Journal para conseguir una gestión eficiente de las finanzas personales.El dinero invade prácticamente todos los rincones de nuestras vidas. Influye en nuestra forma de vivir, hoy, y en como viviremos en el futuro.Es imprescindible entender como funciona nuestro dinero para ponernos manos a la obra y gestionarlo de la forma mas productiva. El libro empieza por los principios basicos, muestra como funcionan y explica como ser un buen administrador de su dinero, tanto hoy como en el futuro.